Many Romanians are currently looking for solutions to increase their income and help them overcome the economic challenges of the moment. If you are one of them, you should know that your financial problems have a solution.
You can start to stop relying only on the salary you earn every month and direct your savings (however small and seemingly insignificant they may be) to investments with good returns.
What kind of investments? Are you afraid of risks? Well, if you don’t have a business idea or you simply don’t want to become an entrepreneur, and the capital market is completely foreign to you, you could start working with the state.
Yes, you read that right. There are “businesses” that ordinary people can do with the state. We are talking, for example, about the purchase of government bonds. Basically, you lend the Romanian state some money, and the state will pay you interest for the amounts you invest.
It is true that the interest does not fully cover the annual inflation rate, which is two percentage points, but you have to admit that such an investment is at least a starting point for you. Rather than keeping the money at home or with relatives in a closet, where it only devalues, at least the interest from government securities covers a good part of inflation.
How to make money, without opening a business or risking losing everything you’ve collected so far
In other words, for a beginner in investments (and not only), this type of “business” with the state can be one to consider.
If you are willing to try, find out that from Wednesday, August 23, you will have access to a new tranche of TEZAUR government bonds, with maturities of 1 year and 3 years, with annual interest rates of 6.30% and 7, respectively 20%
“Each issue of government securities that we make available shows us the interest of Romanians in solid opportunities to save safely. In the previous edition of TEZAUR, over 30,000 Romanians chose to invest almost 1.4 billion lei. The attractive yield and minimal risks make this instrument a very good way to make savings produce, being an accessible instrument in which there are no restrictions on the amount that can be deposited”, Minister Marcel Boloș said.
Here’s how these government bonds can be bought:
-Between August 23 – September 14 online, only by natural persons who are registered in the SPV for securities issued through the State Treasury units. The operations that can be carried out online are: opening a subscription account in the name of the investor at a selected State Treasury unit, subscription of TEZAUR state securities, transfer of amounts from the investor’s subscription account to a bank account in the name of the investor. For more details on online subscriptions, visit the Online Thesaur Guide and the Online Thesaurus;
-Between August 23 – September 15, 2023 from the headquarters of the State Treasury units;
-Between August 23 – September 14, 2023 in the urban environment and August 23 – September 13, 2023 in the rural environment, through the postal subunits of CN Poșta Română SA